When you use Google Pay or Apple Pay, your actual credit card number may not be shared with Cigo Pay. Instead, a unique virtual card number, known as a DPAN (Device Primary Account Number), is used for the transaction. This DPAN has a different set of last four digits and a new expiration date. This is a security feature designed to protect your actual card information.

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This approach ensures your card information remains secure while making online or in-app purchases.